What contribution are blockchain technology and cryptocurrencies already making in global payments today and where will they go in the next few years? The new Ripple report provides information.

Ripple has in the current Blockchain-in-Payments-ReportFocused on the state of the art in blockchain technology and the added value of digital currencies in cross-border payments. The diagnosis: You are on the right path, but still have a long way to go.

According to the Ripple report, for which 854 participants from 22 countries were surveyed, the demand for digital payment solutions has risen continuously over the past five years. At the corporate level, cryptocurrencies are increasingly seen as a “viable option” “to increase the speed and efficiency of cross-border payments”. At 99 percent, the overwhelming majority of respondents said that crypto assets could optimize payment transactions – an increase of five percent compared to 2018.

The News Spy for this can be of different nature. Some companies emphasize the advantages of blockchain technology in payments, such as real-time transactions or the financial inclusion of disadvantaged population groups, while others emphasize the potential for opening up new payment channels and company expansion in other countries.

Ripple: Blockchain is a win-win situation

Not surprisingly, interest in digital payment solutions is highest among early adopters. But at 82 percent, the interest in the use of digital assets among companies that are not involved in any pilot project or proof-of-concept is extremely high.

Blockchain-based payment systems do not only have added value for companies. They are a win-win situation for customers and providers alike. As a result, nearly half of the respondents believe that “digital assets add value to their customers”. After all, there are the same advantages for customers as for companies: Cross-border transactions at low cost in real time. The additional costs usually passed on to customers, which arise, for example, when monetary values ​​are transferred between financial institutions, are eliminated through the use of appropriate payment systems.

No matter what, the main thing is digital

When asked about the most suitable means of payment, however, preferences have shifted since the last survey in 2018. While the top 3 of the largest cryptocurrencies by market capitalization led the ranking of the most popular assets two years ago, digital versions of local currencies are increasingly moving onto companies‘ wish lists.

These can be digital central bank currencies (CBDC), or stable coins covered by fiat reserves. While Bitcoin and Ethereum in particular have fallen in favor, the desire for cryptocurrencies that are issued by government institutions has become louder in recent years.

Il Bitcoin è sceso di oltre 300 dollari in circa un’ora ed è sceso sotto gli 11.300 dollari. Le monete alternative lottano ancora di più perché il rosso domina il mercato.

Il Bitcoin continua a lottare ed è sceso di un altro 1% a circa 11.300 dollari. Le monete alternative si sono dissanguate e hanno cancellato la maggior parte dei guadagni recenti. Questi sviluppi potrebbero essere attribuiti alla notizia che la popolare borsa valori OKEx ha sequestrato i prelievi e sta collaborando con un „ufficio di pubblica sicurezza nelle indagini ove necessario“.

Bitcoin perde un altro 1%

Come riportato qualche giorno fa, la crittovaluta primaria ha segnato un massimo di 5 settimane di circa 11.700 dollari. Da allora, però, il valore del Bitcoin Revolution è andato lentamente diminuendo. Le ultime 24 ore sono sembrate piuttosto promettenti. BTC ha registrato un massimo intraday di circa 11.600 dollari qualche ora fa. Tuttavia, gli orsi hanno preso in mano la situazione e hanno portato il patrimonio ad un nuovo minimo giornaliero di 11.250 dollari.

Il forte calo dei prezzi è avvenuto all’incirca nel momento in cui la popolare borsa valori digitale OKEx ha annunciato il sequestro dei beni. La Bitcoin ha spinto verso l’alto nelle ore seguenti e attualmente supera gli 11.300 dollari. Tuttavia, i dati della scala delle 24 ore rivelano che BTC è in rosso con una leggera flessione.

Vale la pena notare che, nonostante il calo dei prezzi, il Bitcoin è rimasto al di sopra del primo supporto significativo a 11.200 dollari. Se BTC dovesse scendere al di sotto di esso, le seguenti linee di supporto sono a 11.150, 11.050 e 11.930 dollari.

Se Bitcoin dovesse invertire la rotta e dirigersi verso nord, dovrebbe superare la resistenza a 11.450 dollari prima di sfidare potenzialmente 11.600 e 11.800 dollari.

Altcoins calo di valore

La maggior parte delle monete alternative ha una situazione peggiore di quella della BTC. L’etereum è saltato a 385 dollari qualche giorno fa, ma ora fa fatica a rimanere sopra i 370 dollari. Su una scala di 24 ore, l’ETH è sceso dell’1,5%. Ripple ha problemi a mantenere il suo livello di prezzo oltre 0,24 dollari dopo essere sceso del 2,5% in un giorno.

Polkadot (-4,5%) e Litecoin (-4,4%) hanno perso il maggior valore tra le prime dieci monete. Il DOT ora commercia sotto i 4 dollari, mentre il LTC è a 47 dollari. Anche Bitcoin Cash (-1,5%), Binance Coin (-1,5%), Chainlink (-2%) e Cardano (-2,2%) sono in rosso.

Il club di riduzione dei prezzi a due cifre ha diversi rappresentanti. Arweave guida questa tendenza negativa con un calo del 24%. OKB segue con un calo del 14% dopo la dichiarazione di OKEx di cui sopra. Seguono i diritti di riserva (-13%), il protocollo NEAR (-12,5%), CyberVein (-11%), HedgeTrade (-10,5%), Aave (-10,5%) e NXM (-10%).

Dopo il lancio su mainnet e le quotazioni su diverse borse importanti, tra cui Binance, Gemini, Kraken e Huobi, Filecoin è salito alle stelle di oltre il 100% a 62 dollari. ABBC Coin è un altro impressionante gainer con un aumento del 23%. Su scala settimanale, la performance di ABBC è ancora più notevole – 102% in più.

The market has grown around the world, but in Brazil some barriers may be dismantled in order to flourish in this sector.

Buy a digital piece of a physical product and even get an income from this investment. This is the concept of tokenization, which can even impact the real estate sector in Brazil and contribute to the future of investors.

In recent years, cryptomaps have become part of the financial news. With unprecedented innovations, the significance of investments has changed over the past eleven years.

With the emergence of Bitcoin, and consequently of blockchain, the world has gained a new experience. In this sense, tokenisation may be a trend for the coming years.

Brazil may have token properties in the future, as is already seen in other parts of the world

The world is going through a unique moment in 2020, especially with the new coronavirus pandemic. The arrival of a dangerous new virus has led many businesses to go digital.

This process has been driven by governments and private companies, including in the real estate sector. Speaking on the subject, Meetup Bitcoin São Paulo conducted a debate with Rubens Neistein last Saturday (26). He, who is the CEO of BlockMaster Brazil and co-founder of the start-up BlockImob, is a specialist in real estate tokenization.

With the theme „Blockchain and the Future of the Real Estate Market“, Rubens has been dedicated to work for the sector and could share a little of his experience. According to him, „the possession of a token gives its holder specific rights within that network of users“.

The specialist pointed out that the real estate market is now one of the largest in the world in terms of market value. With US$ 217 trillion in value, this is the largest market in the world today, he said.

However, the real estate market offers many resistance to investors. Liquidity, for example, is one of the problems of this market, in addition to the high cost of negotiating a property.

The future of property should be made by „Security Tokens“.

According to Rubens, the future of the property will be via tokenization of the properties. With the use of so-called security tokens, people will be able to have more liquidity and less bureaucracy in real estate negotiations.

Citing examples of real estate negotiations that use tokenization today, Rubens presented flats and houses around the world. In this way, investors interested in buying one meter of a flat, or two meters of a house, can easily make the investment.

This new technology even allows people to earn an income if the property is rented out. This proposal is different from real estate funds and allows investors to have direct access to the properties of their interest, including with their digital possession.

Some obstacles for the scenario to flourish in Brazil are still the regulation of these investments. However, Rubens said that the CVM is already looking into the matter and should take a legal stand.

Tokenization has been common in the investment business, and even a Ferrari was tokenized recently. The specialist said that shares, roads, among others, could be tokenized in the future. The main cryptomeda for tokenization is Ethereum.

Finally, it is worth noting that in Brazil the sale of real estate by cryptomoeda has skyrocketed. As Livecoins recently found out, a broker has made more sales by accepting these coins.

A rapid expansion has given rise to a host of yield farm opportunities for investors looking to earn a return on their crypto assets.

One of the most popular DEXs of the year turned out to be Uniswap, which provides an AMM system for breakage-free token exchanges

DeFi’s liquidity providers flocked to Sushiswap, which offered better returns than Uniswap, which was behind the concept.

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Decentralized Finance (DeFi) has grown from humble beginnings, with less than $ 700 million in total value stranded across all platforms in January 2020, to a thriving ecosystem of over $ 10 billion in TVL (total value stranded) in September of the same year.

This rapid expansion of over 1,300% has spawned a host of yield-farm, or cash-flow, activity providing opportunities for investors to earn interest on their crypto assets. It also gave birth to a number of decentralized exchanges (DEX). On these, traders can trade tokens on a peer-to-peer (P2P) basis without any company taking a margin or commission.

The nature and ethics of many of these DeFi protocols mean that they are based on open source code. This allows anyone to access their smart contracts and branch off the platform, known as a “fork”, or even just clone it entirely to launch their own version.

One of the most popular DEXs of the year is Uniswap, which provides an Automated Market Maker (AMM) for seamless token trading. The success was such that it was branched off in August to create the SushiSwap fork, which managed to drain it of its cash in the weeks that followed.

A presentation of Uniswap

To understand what SushiSwap is and how it works, one must first have some knowledge of Uniswap, from which it was created at the end of August 2020. Uniswap uses an AMM that works with algorithmic equations to dynamically calculate the swap rate based on token supply and demand, and liquidity on the platform.

Users can also provide liquidity to the platform in order to earn a share of the 0.3% transaction fee that Uniswap charges. However, these rewards can quickly wear off when the whales also join the pools with their heavy bags of assets.

SushiSwap wanted to improve this situation by offering more than just a reduction in transaction fees. It also offered a token called the SUSHI to encourage liquidity providers and, at the time, Uniswap had not yet launched its own token, the UNI.

Brief history of Sushiswap

SushiSwap started to gain momentum around August 28, when the crypto community on Twitter awakened to the idea of ​​using tokens from Uniswap’s liquidity providers to deposit them on a fork platform offering cash. much higher returns. Some industry experts then called it “ vampire mining ”.

The initial ad explaining how it works was released on August 26, but has since been withdrawn after the big upheaval of the next two weeks. The revised version of this announcement was posted here on September 9.

This DeFi clone initially offered three liquidity pools (SUSHI / ETH, USDT / ETH, USDC / ETH, using UNI-V2 LP tokens). At the time of writing, these pools stood at 19. Unlike Uniswap, liquidity providers could continue to collect part of the protocol fees, accrued in SUSHI, even if they decided to no longer participate. the provision of liquidity.

During the first two weeks, ten times the amount, or 1000 SUSHI tokens, were awarded per block. The SUSHI / ETH pool received an additional multiplier of two to encourage more liquidity. In addition, a 0.25% commission was paid directly to active liquidity providers, while the remaining 0.05% was converted back to SUSHI and distributed to token holders.

The big plan was to collect all this cash and transfer it to its own platform after the two weeks expired. It worked, and SushiSwap managed to amass over $ 1.2 billion in cash in the days that followed.

By Tuesday, September 1, those “worthless” SUSHI tokens had gone from zero to over $ 11 in just four days and the yield farm frenzy was in full swing. The movement of cash was equivalent to roughly 80% of the cash on Uniswap, which moved in just 96 hours after the SUSHI Rewards launched.

Qual è la motivazione dietro l’acquisto di un altcoin? Per alcuni, un altcoin specifico è l’ingresso in un aspetto diverso del più ampio spazio delle criptovalute. Mentre alcuni offrono rampe di salita e di discesa legate allo scambio, la maggior parte degli acquirenti di altcoin guarda a queste monete con un piccolo limite di mercato semplicemente perché possono raddoppiare o addirittura triplicare entro pochi giorni. Questa capacità di gonfiarsi e scoppiare è la differenza fondamentale tra Bitcoin Trader e le altcoin meno conosciute, e questa differenza è cresciuta negli ultimi mesi.

Da quando Bitcoin ha iniziato a salire costantemente verso la fine di luglio, naturalmente, anche i suoi acquisti, con gli investitori che vogliono entrare nella corsa al rialzo del 2020

Ma è questa l’unica ragione per cui gli investitori stanno prendendo a Bitcoin, o guardano alla moneta del re come un richiamo di sicurezza in un mercato in cui le altcoin volatili sono all’ordine del giorno? Rispetto al mercato più ampio, come si confrontano gli acquisti di Bitcoin e altcoin con gli asset di investimento più popolari come l’oro e le azioni?

Parlando con AMBCrypto, Michelle O’Connor, VP of Marketing and Community of Uphold, ha affermato che gli utenti della piattaforma di investimento al dettaglio stanno acquistando un mix di asset, tra cui azioni, materie prime, Bitcoin e altcoin. Dal lato delle azioni, Tesla e JP Morgan sono di gran moda, mentre l‘ oro è ancora caldo nonostante il suo calo di agosto dal suo massimo storico, aggiungendo che sul lato crittografico è un mix tra il solito e il nuovo.

Bitcoin è ancora popolare dal punto di vista della vendita al dettaglio, con il suo prezzo con un’inclinazione del 52%, ma altcoin più piccoli come Chainlink e DigiByte stanno entrando in azione. O’Connor ha detto,

„Gli asset più popolari in realtà sono distribuiti su una vasta gamma da Universal Gold (asset rifugio tradizionale) a popolari azioni statunitensi come Tesla, JP Morgan fino a Bitcoin, Link e DGB. „

Si può capire l’interesse per Chainlink, con la quinta più grande criptovaluta sul mercato che è passata da meno di $ 2 a marzo a oltre $ 19 il mese scorso, prima di scendere a $ 13,06, al momento della stampa. In effetti, LINK ha ricevuto molto clamore da Dave Portnoy, il fondatore di Barstool Sports, quando è entrato nel mercato Chainlink, oltre ai mercati BTC per gentile concessione dei gemelli Winklevoss.

Inoltre, DigiByte, dal calo di marzo, è passato da $ 0,0033 a $ 0,037, prima di scendere a $ 0,024. Rispetto al calo del 39% di LINK e del 35% di DGB dai loro massimi annuali, Bitcoin è diminuito solo del 12%, con la criptovaluta che continua a tentare il recupero, al momento della scrittura.

Aggiungi a questo la capitalizzazione di mercato combinata delle due altcoin è inferiore al 2,5 percento di quella dei bitcoin, e hai un mercato più livellato in Bitcoin rispetto a quello delle altcoin, allora perché tutte e tre le criptovalute stanno vedendo oltre il 140 percento di trading su base mensile?

Bene, una teoria potrebbe essere il fatto che Bitcoin è più vicino all’oro nella sua importanza di investimento che ad altcoin come LINK e DGB. È probabile che gli investitori al dettaglio dividano il loro portafoglio in asset speculativi, il tipo che contiene sacchi di LINK, DGB e altre altcoin, e asset rifugio, il tipo che detiene asset con capitalizzazione di mercato più ampia come l’oro tradizionale e Bitcoin.

Questa teoria ipotizzerebbe che gli investitori guardino al Bitcoin come alla sicurezza all’interno e all’esterno dello spazio delle criptovalute, in uno spazio occupato da asset più tradizionali come materie prime e azioni. Quindi, i trader al dettaglio specifici per le criptovalute fanno trading in tre modi, speculativo [solo altcoin], conservatore [solo Bitcoin] e misto [altcoin e Bitcoin], ancora più che mai.

Un altro punto interessante della dichiarazione di O’Connor è la mancanza di altcoin più affermati come ETH e XRP , che hanno entrambi registrato forti oscillazioni di prezzo negli ultimi mesi, in particolare il primo. Prendere le monete migliori e le altcoin in aumento e formare un portafoglio da esse sembra essere la nuova tendenza. Anche se questa tendenza sembra scarsamente strutturata, è comunque indicativa del fatto che Bitcoin, sia nel movimento dei prezzi effettivi che nei movimenti dei prezzi attesi, sta resistendo.

Bycze nastroje pro traderów złagodziły się po spadku zainteresowania otwartymi kontraktami terminowymi Bitcoin wraz z tradycyjnymi rynkami, które również odnotowały znaczne straty.

Otwarte kontrakty terminowe na Bitcoin (BTC) odnotowały największą dzienną redukcję w ciągu pięciu miesięcy. Wczorajszy spadek o 11% spowodował więcej likwidacji niż 9 maja, gdy BTC spadła o 12,5% do 8.600 dolarów.

Kontrakty terminowe BTC otwarte oprocentowanie w USD

Dane skew pokazują, że całkowite otwarte odsetki spadły o 653 miliony dolarów, osiągając 4 miliardy dolarów w dniu 3 września. Liczba ta obejmuje transakcje perpetual (inverse swaps) i futures z ustalonym terminem wygaśnięcia na giełdach OKEx, CME, Binance i pozostałych pochodnych.

Wczorajszy ruch był największym dziennym spadkiem od czasu horrendalnej kaskadowej likwidacji 1 miliarda dolarów 13 marca, która spowodowała 50% spadek ceny Bitcoina. Tego samego dnia nastąpiła najgorsza sprzedaż Dow Jones Industrial Average od 1987 roku – spadek o 10%.

Drastyczna korekta mogła nie być tak rekordowa dla rynków akcji, ale Nasdaq Composite spadł 5%, prowadzony przez Apple (AAPL -8%), Salesforce (CRM -7,8%) i Microsoft (MSF -6,2%).

Akcje firmy Apple (AAPL) spadły o 8% w dniu 3 września, co spowodowało spadek kapitalizacji rynkowej o 180 mld USD. Była to największa dzienna strata dla jednej firmy. Dla porównania, obecnie kapitalizacja rynkowa Bitcoin’a wynosi 194 mld dolarów.

Maker iPhone jest obecnie wyceniany na nieco ponad 2 biliony dolarów. Tak imponująca liczba może nabyć cały rynek altcoinów, płacąc 1.300% premii do obecnej 140 mld dolarów kapitalizacji rynku altcoinów.

Premia futures tymczasowo zniknął

Rynki kontraktów terminowych mają tendencję do zawierania transakcji z niewielką premią w stosunku do regularnych giełd spot. Nie jest to coś wyjątkowego w przypadku rynków walut kryptograficznych, ale raczej efekt pochodnych. Odraczając finansowe rozliczenie transakcji, sprzedający zazwyczaj żądają więcej pieniędzy.

Ten wskaźnik premiowania kontraktów terminowych jest znany jako podstawa i zazwyczaj waha się między 5% a 15% stopą annualizowaną. Gdy premia jest dodatnia, rynek jest charakteryzowany jak w kontrakcie contango. Z drugiej strony, premia za kontrakty terminowe od zera do zera jest nietypowa i wskazuje na niedźwiedzi sentyment.

BTC 3-miesięczne kontrakty terminowe w wersji zannualizowanej

Powyższy wykres pokazuje, jak znaczący był wczorajszy krótki spadek poniżej 10 tys. dolarów na rynkach kontraktów terminowych. Taką negatywną sytuację w zakresie premii, znaną jako zacofanie, ostatni raz widziano cztery miesiące temu, 10 maja. Wówczas Bitcoin (BTC) szybko odzyskał równowagę w ciągu kolejnych trzech dni, powodując odzyskanie pozytywnego wskaźnika bazowego.

Obecna 4% zannualizowana podstawa nie może być uznana za niedźwiedzią, choć niezaprzeczalnie nie byczą jak 10% poziom sprzed trzech dni.

Krótkoterminowe opcje wracają do poziomu niedźwiedziego
Rynki opcji Bitcoin Profit są również podatne na znaczące zmiany cen. Podobnie jak na rynku kontraktów terminowych, ostatni spadek BTC spowodował znaczne zmiany awersji do ryzyka. Twórcy rynku często zwiększają spready w okresach zmienności, dlatego to co dzieje się następnego dnia jest najbardziej wymowne.

Wskaźnik 25% delta skew porównuje podobne opcje kupna (buy) i sprzedaży (put (sell), side-by-side. Wskaźnik zmieni się na ujemny, gdy premia za opcje sprzedaży będzie wyższa niż premia za podobne opcje kupna na ryzyko. Takie ujemne przechylenie przekłada się na wyższy koszt ochrony przed negatywnymi skutkami, wskazując na byczą naturę.

Odwrotna sytuacja ma miejsce, gdy animatorzy rynku są niedźwiedzi, co powoduje, że wskaźnik pochylenia delta 25% zyskuje na wartości dodatniej.

Opcje BTC – 25% pochylenia delta

Chociaż liczby różnią się w zależności od stopnia wygaśnięcia tych opcji, to jednak opcje krótkoterminowe mają zazwyczaj większy wpływ. Wczorajszy ostry spadek Bitcoinów (BTC) spowodował, że 1-miesięczne odchylenie delty o 25% wzrosło powyżej 10%. Jak pokazuje powyższy wykres, waha się od -10% (lekko byczy) do +10% (nieco niedźwiedzi) są zwykle.

Wydaje się przedwczesne stwierdzenie, że na rynkach opcji panuje sentyment niedźwiedzi, szczególnie przy analizie opcji długoterminowych. Niemniej jednak, wielcy traderzy i animatorzy rynku wydają się być obecnie niechętni do podejmowania ryzyka, przynajmniej w zakresie wyceny opcji chroniących przed negatywnym wpływem czynników ryzyka.

Instrumenty pochodne Bitcoin pozostają zdrowe
Pomimo otwartego spadku oprocentowania kontraktów terminowych Bitcoin, jego łączna wartość nominalna wynosząca 4 mld dolarów pozostaje wyższa niż dwa lub trzy miesiące temu. To samo można powiedzieć o obecnym kontrakcie terminowym na 4% premii (podstawy), który jest daleki od niedźwiedzich poziomów zacofania.

Należy pamiętać, że rynki walut kryptograficznych są niezwykle niestabilne, a negatywne wahania na rynku akcji mają również wpływ na inwestorów. Po dwóch największych wydarzeniach związanych z likwidacją kontraktów terminowych BTC, które miały miejsce dokładnie w tym samym dniu historycznego załamania rynku akcji, nie są potrzebne dalsze dowody.

Zdarzenia te świadczą o tym, że nawet rynki niepowiązane ze sobą mogą ostatecznie osiągnąć szczyty i doliny w podobnym czasie, niezależnie od ich różnych czynników. Obecny globalny scenariusz makroekonomiczny wydaje się być najbardziej dominującym czynnikiem napędzającym aktywa z tytułu ryzyka, w tym Bitcoin.

YFI is een governance penning die loopt jaarn.financiën. Het wordt ook aangehouden als een speculatief activum.

YFI, de governance token voor decentralized finance (DeFi) protocol yearn.finance, bereikte gisteravond een piek van 38.682 dollar. Dat is bijna het viervoudige van de prijs van $11.596 en bijna het dubbele van het record van $20.000 van Bitcoin.

yearn.finance verzamelt alle verschillende opbrengsten van verschillende DeFi-protocollen in één nette website. Het laat gebruikers ook investeren in ‚kluizen‘, waar mensen samen opbrengsten verdienen. Een opbrengst verwijst naar de rente die wordt verdiend door het uitlenen van uw munten op verschillende uitleenprotocollen. Naast het verdienen van rente op uw crypto, kunt u ook zogenaamde governance tokens verdienen, zoals YFI-een soort loyaliteitsprogramma voor DeFi.

Hoewel hun makers bedoeld zijn voor governance tokens om houders in staat te stellen te stemmen op voorstellen om het netwerk te updaten, worden ze in werkelijkheid gehouden als speculatieve activa. YFI is een van de meest populaire. Het is in de afgelopen 24 uur met 66% gestegen, volgens gegevens van de metricsite CoinMarketCap.

De groei is gek: op vrijdagochtend was het slechts 14.300 dollar waard. De handel in de penning heeft ook een hoge vlucht genomen. Op vrijdag was het dagelijkse handelsvolume van de munt 68 miljoen dollar. Nu is het $879 miljoen.

YFI munt spinoff YFII is meegekomen voor de rit. Op vrijdagochtend was het $935 waard. Het is sindsdien met meer dan 5x toegenomen, tot $5.075 vanaf dit schrijven.

Een van de redenen waarom beide penningen zo veel waard zijn, is vanwege het schaarse aanbod. YFI heeft een totaal aanbod van 30.000, en YFII heeft een totaal aanbod van 38.750. Bitcoin Revolution heeft ter vergelijking een muntenvoorraad van 18 miljoen.